About Our Business

Dick Watts Insurance Inc, established in 2000, by Dick Watts was
founded on a philosophy of offering personal, professional service.
Since then we have grown into a full service agency with a
dedicated professional staff of insurance agents. If you are
searching for Insurance in Kentucky, you have found the right
Insurance agency. We use a state of the art computerized rating
system that instantly compares rates of competing insurance
companies so that we can offer you the best possible rates. Our
agency has over 40 combined years of insurance experience..



Copyright Dick Watts Insurance 2011.All Rights Reserved.
Dick Watts Insurance 12200 Shelbyville Rd Louisville, KY 40243
502-365-5132
Car Insurance Quote Louisville
Mike Watts Agent Car Insurance Quote Louisville
Mike Watts joined our company in January 2004.
Mike has more than 20 years of experience in the insurance industry. Mike
is a Licensed Property & Casualty Agent,

Dick Watts is a long time Louisville resident and has over 20 years of
insurance experience . Dick Watts founded our company in  July of 2000
after a very successful career with another insurance company. We are
family owned and operated. Our Agency has been built on Service, Honesty
and Integrity. Call us for a car insurance quote Louisville
To speak with a Licensed Insurance Agent  please call us at 502-365-5132
Monday - Friday 9:00am to 5:00pm.
We are conveniently located at 12200 Shelbyville Rd 112, Louisville, KY
40243.



502-365-5132
Car Insurance Savings in KY

It can be easier than you think to put the brakes on high auto
insurance rates as an independent Insurance Agency Dick Watts
Insurance  can help! We can review your policy and possibly help you
find a variety of ways to save money on
Kentucky Auto Insurance. Here
are some things you might want to consider.

* Ask us to check several Kentucky auto insurance company rates.
This is the single most important thing you can do to get the best
possible rate for car insurance in
Louisville KY-and we can do this for
you quickly and easily. The difference between the highest and lowest
car insurance rate available to you from different insurance
companies could vary by hundreds of dollars.

* Auto Insurance KY coverage
Reduce or drop physical damage coverage on an older vehicles.
Depending on your car's age and where you live, comprehensive and
collision auto insurance may not be worth keeping. We can give you
advice on whether or not i makes sense to reduce or drop this
insurance coverage in
Kentucky.Louisville

Kentucky Auto Insurance Quote
* Consider increasing your deductibles for comprehensive and
collision insurance for
Louisville KY. According to the Insurance
Information Institute, raising your insurance deductible from $250 to
$500 may reduce your collision and comprehensive insurance costs
by up to 15-20%. In addition because the average driver files a
collision claim only once every 10 years, odds are that over the lifetime
of your car a high deductible will save you money on car insurance.

* Ask about auto insurance discounts
Look for discounts. Many insurance companies may reduce
premiums for certain driver trait or car features. One of the best ways
to reduce your car insurance costs is to be a very safe driver. For
example: homeowners  may be eligible for a car insurance discount,
Senior Citizens who have taken a defensive driving course, Active
Military who have completed a safe driving or defensive driving course
Louisville Insurance Four Questions To Get The Right Commercial Auto
Insurance

Using the right tool for a job is key to success in any profession. Experts
say the same principle applies when selecting an auto insurance policy.
Having the right type of policy can help ensure that you, your employees
and your business are all protected in the unfortunate event that one of
your vehicles is involved in an accident.
Car Insurance Quote Louisville

If you’re a business owner and you or your employees use a vehicle for
business-related deliveries or to carry certain materials to and from a job
site, you may need a commercial auto insurance policy that’s tailored to
more closely suit the needs—and risks—of a business vehicle operator.

Here are some questions that can help you determine if you might need a
commercial auto policy instead of a personal auto policy, courtesy of Dick
Watts Insurance Inc. Louisville KY  

• Do you need more liability coverage than your personal auto policy
provides? Generally, a commercial auto policy provides higher limits of
liability, but less or no coverage in areas that are typically not associated
with commercial auto risks.

• Car insurance Louisville Do you need special coverage for situations
associated with con-ducting business? Commercial auto policies also
usually offer certain coverages—such as hired and non-owned auto
coverage and coverage for towing a trailer for business use—that are not
available with personal auto policies.

• Do you need to list any employees as drivers? You can do this with a
commercial auto insurance policy.

• Do you use your vehicle for business purposes?
Louisville auto
insurance
If you use your vehicle for things like pizza or newspaper
delivery, catering, door-to-door consulting service, landscaping or
snowplowing service, logging business, day care/church retreat van
service and/or farm-to-market delivery, you might need a commercial auto
policy.

Louisville Car Insurance from Dick Watts Insurance Inc. is an independent
insurance agency – trained, licensed insurance professionals who offer
personal service and advice. We can help match you with the type of policy
that best suits your needs and those of your company.

To learn more about all an independent agency offers, visit
progressiveagent.com or give us a call.